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I'm Bo Majors
I got my
totally free credit report, flipped out, paid bills, asked for
credit help, got new good
credit and disputed errors on
my credit report
Up
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TransUnion
Equifax
Experian
scams
theft fraud
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E-mail Bo
Credit questions.
My credit help blog
I read your website and used a lot of the information you provided and was able to raise my score from 571 to 671 in 2 1/2 months. Thank GOODNESS for your website. IT WORKS!
real person
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The
Experian credit bureau
The Equifax
credit bureau
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I
am not Trans Union but a reasonably easy way to find out who they are,
what they do, and how to contact them quickly and effectively.
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What is the phone number, fax
number or address for Trans Union?
Answer: Use the mail because calling a
bureaus’ computerized phone system is more frustrating and less secure
than certified priority mail as recommended by the FTC.
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Remember
there a 3 credit reporting bureau’s (Trans Union, Experian and
Equifax) that store my credit repayment accounts files and scores.
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If I have a dispute or I do not have an address or phone number
for a creditor that reported on my bureau then, I
print the official and legal dispute form free.
Instructions are on form
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I evaluate what steps I should take to
raise my credit
score fast.
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A 2002 study by the Consumer Federation of America estimated that
tens of millions of Americans are unfairly penalized for incorrect information in their credit reports. More recently, a 2004 study by the U.S. Public Interest Research Group found
that
one in four credit reports contained errors serious enough to cause consumers to be denied credit, housing, or even a job.
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Learn more about Transunion the credit report bureau and how fix a credit
report with my free
Trans
Union
credit help outline, my free credit
tips, and all about credit
scores.
These are the best credit help offers I can find that I trust and use.
Get
all 3 totally free credit reports and scores
I use this one. Best offer for
quick comprehensive credit checks.
Unlimited
3
bureau credit reports & 3 scores for 14.95 per month
The best for fixing credit, monitoring for fraud, and ID theft over a
period of time.
More information about Trans Union
I rebuilt my bad credit report and low
Empirica
score, with the Trans
Union credit bureau by getting a credit report online then disputing redated
accounts, duplicate or merged accounts and rouge creditor practices. Mail is the
quickest most efficient, verifiable way to rebuild credit reports with the
3 bureaus. Some credit can't be rebuilt.
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The Trans Union Company Inc. maintains records of my credit history sent
to them by creditors like Visa credit cards. Most people have credit files
with Trans Union and they use the
Empirica
Score system which is like the
FICO and Empirica credit scores. These scores can dramatically affect my
ability to obtain loans, insurance, jobs, bank accounts and credit cards.
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Trans Union can only report
what is
sent to them buy creditors which can be mistake riddled with credit fraud,
duplicate files, merged files between family members with the same name and
MORE. So it is not all their fault. Creditors and collection agencies can
report anything they want and the bureau has to report it as such. Many times
Trans Union is held hostage unless I free them.
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Remember Trans Union is an enormous corporation that must keep records on
100+ million people with many creditors each. Such a huge undertaking
requiring such security makes individual phone calls unrealistic. At the
very least the shear size makes keeping perfect records and
oversight
also
unrealistic. Individuals must take active care to make sure their credit
reports are accurate and up to date.
I can call or email Bo for credit help if I like, but I make sure I
have a copy of my report and I've read Bo's tips before I call. Everyone
should get a copy of their report each year for the reasons stated above, to
avoid possible embarrassment, possible higher interest rates, identity fraud and
I always, dispute merged, fraud, duplicate, re dated and inaccurate files with
all 3 bureaus.
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These are the best credit help offers I can find that I trust and use.
Get
all 3 totally free credit reports and scores
I use this one. Best offer for
quick comprehensive credit checks.
Unlimited
3
bureau credit reports & 3 scores for 14.95 per month
The best for fixing credit, monitoring for fraud, and ID theft over a
period of time.
Get
new good credit totally free
I must have at least 3 open rated lines of credit. These cards
report to bureaus.
Hire a Lawyer to do all the
work
Knee
deep in debt solution |
