Transunion credit report - Transunion address phone number Dispute Emperica

Information on how to contact the Registered Agent of Transunion

 Please exhaust the normal dispute channels before resorting to mailing to the RA and document in your correspondence what efforts you have made to get resolution through the normal process. 
 In any case where there is a c/o company listed, you letter should be directed to the CRA NOT the Registered Agent. These are separate companies whose business is assisting other companies to incorporate and acting as Registered Agents for them. These companies DO NOT produce credit reports, they have no authority or ability to effect your credit report in any way. 

 I rebuilt my bad credit report and low Empirica score, with the Trans Union credit bureau by getting a credit report online then disputing redated accounts, duplicate or merged accounts and rouge creditor practices. Mail is the quickest most efficient, verifiable way to rebuild credit reports with the 3 bureaus. Some credit can't be rebuilt. 

• The Trans Union Company Inc. maintains records of my credit history sent to them by creditors like Visa credit cards. Most people have credit files with Trans Union and they use the Empirica Score system which is like the FICO and Empirica credit scores. These scores can dramatically affect my ability to obtain loans, insurance, jobs, bank accounts and credit cards.
   

• Trans Union can only report what is sent to them buy creditors which can be mistake riddled with credit fraud, duplicate files, merged files between family members with the same name and MORE. So it is not all their fault. Creditors and collection agencies can report anything they want and the bureau has to report it as such. Many times Trans Union is held hostage unless I free them.
   

• Remember Trans Union is an enormous corporation that must keep records on 100+ million people with many creditors each. Such a huge undertaking requiring such security makes individual phone calls unrealistic. At the very least the shear size makes keeping perfect records and oversight also unrealistic. Individuals must take active care to make sure their credit reports are accurate and up to date.