Special Offer: Get all Three Credit Scores for Free
I am Bo
Majors a real person
who will answer majors@oskie.com
I read your website
and you answered my questions. Then I used your tips to raise my credit score from 571 to 671 in less than 30 days.
Thanks Bo.
You really helped me.
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What is a Credit report debt to credit ratio? What is a good balance to limit ratio on credit cards? 30% or 30 percent or thirty percent. No more than 79%. If your balance to limit ratio is higher than 79% your score will drop.
The 4 Maxims of Good Credit Scores
1rst -------- Get Your Free Credit Scores plus credit history as seen on AOL MSN YAHOO and TV. Because you can't fix what you can't see. Hurry. It can take up to 2 years past the day you start to raise scores.
2nd ------------ Make sure you have 3 - 6 open car loans / home loans or credit cards on your credit report. It's not enough to pay off
collections charges offs & bills. You must have have current open rated
credit (12 month's reported to bureaus). Get
good credit here Credit Cards for a 0 - 599 Credit Score Credit Cards for a 600 - 649 Score Credit Cards for a 650 - 699 Credit cards for a 700 - 749 Auto loans -- Bad Credit? No Credit? No Problem!
3rd ----------- Dispute Errors, Validate Debts, Negotiate with Creditors,
Pay Balance Limit Ratios down to less than 79% best if 30%. Concentrate on debts that are 24
months from today back, as this time frame makes up 70% of credit scores.
4th ------------ Get a good job or two jobs, budget and pay bills on time. In 12 to 24
Months your score will JUMP BIG TIME
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