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Bo Majors Credit
I'm Bo Majors
139 Jennings Cr
Tullahoma TN 37388
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Me
Credit Questions
I read your
website and used a lot of the information you provided and was able to
raise my score from 571 to 671 in 2 1/2 months. Thanks Bo
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credit reports because you can't fix what you can't see
You
must have at least 3 - 6 open loans or credit cards to improve your credit
Credit
Cards for 350 - 599 credit scores 600 - 649
score 650 - 699
700+
The Easiest way
to improve your credit report is to pay down credit balances to
less than 30%. The second easiest way is to dispute old bad
credit. The third easiest way is to re open past bad accounts and
the fourth easiest is to open new good credit cards.
How
to pay off creditors
Always call and try to negotiate a signed
deal
before paying in full. I never know what I might get for good behavior
unless I ask FIRST. Each account and situation is different. Millions
and millions of decisions are made per day. Be one.
Credit report charge off paid in full.
If I get a charge off negotiated to show paid in full, my credit score
might
improve 10-50 points depending on other credit on my report. When a charge
off goes from 100 dollars owed to paid in full, that account goes from a
100 percent debt ratio to a 0% debt ratio. That helps my score improve in the
long run no matter what.
Should I pay off a 6 year old collection?
Probably not if the date
is correct on 6 years.
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How much does it raise my credit score if I pay off a collection account.
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2 years to pay bills to improve credit score. Fastest way to improve my credit score.
How to improve my credit score quickly. Should I pay charged off credit to raise my credit score?
Does credit score go up after all debts are paid off?
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Will paying off credit cards help my credit score
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If paying off collection accounts how much will your credit score go up and how fast.
paying closed accounts increase credit score
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How should a paid collection report appear on credit report
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How fast does your credit score update. What's the easiest way to improve my credit.
if i pay accounts on my credit report off will my score increase?
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can I have a paid collection removed from credit report
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If I have collections should I pay them all to raise my credit score
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is a 671 credit score good. Paying off credit card "credit score"
How do I get a the bureau
or creditor to delete or remove a paid collections
off my report?
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If I have paid off collections in the past and
wonder why it still shows up on my credit report, than join the crowd.
-
When I pay off a collection, it does
not go
away, it should show up as paid.
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If I want a collection removed I
should to negotiate before I pay.
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The good part is my debt ratio went
to 0 for this account and will improve my credit score over
time.
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The bad part is sometimes the account may be end up
with a new date making my score lower right now.
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The good part again is my credit score will go up
within one year.
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If I cannot contact the past creditor I
dispute any
and all past collections charges offs loans or bills..
How do I get a paid credit card
charge off removed from my credit report?
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Call and re open the past bad credit card accounts.
Pay good for 1 to 2 years then beg them to only report the last
year, or 2 years, of your new good credit.
-
Super best number one way to improve my credit
report score fast and a lot.
Will it improve my credit score to close credit card accounts?
Does closing credit card accounts help my credit score?
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Some bankers do say if I have several credit cards with huge
amounts of useable open credit, that my credit rating will benefit by
closing some a few cards. Lots of open possible credit make bakers think
I could get into financial trouble fast. I do not know of a case where
closing good credit cards helped credit scores.
- Closing credit card accounts does not usually
raise my credit rating. In fact closing cards can hurt my
Totally
free credit scores
if
I close accounts that have balances.
When I close an credit card that has a balance, it shows I may have become emotionally detached from
paying a creditor. Closing a credit cards with open balances can drop scores up to 50 points.
The creditor or credit card company will likely drop my high credit
limit each time I make a payment. This action shows a 100% debt ratio
mine needs to be 80% or less.
My credit for the past 2 years makes
the most difference on my credit report as far as scores go. Anything
more than 2 years old hurts or helps very little if I have current good
credit.
If I pay off credit cards, loans, collections and charge offs.
Will the bad credit and lates come off my credit report and improve my credit rating?
- Credit cards, loans and collections will not come totally off my credit report unless
I negotiate
and get an agreement
before I pay.
- The reported accounts will show up as paid in full but will still
show past late payments unless negotiation works.
- The best way to improve my credit rating is to negotiate before I make payments
or settlements to improve my credit score.
- All credit good credit and bad credit will remain on my report for at least 7 years even after
full payment and closed accounts.
Will it hurt my credit score to pay off old collections or bills? will paying off collections raise your credit score
If I can't find the creditors to negotiate with I
dispute the bad credit.
If I am actively attempting to improve my credit score and credit
rating by paying off collections, credit cards and creditors I need to
monitor my progress with a trusted unlimited Totally
free credit scores
offer.
Here are the best ways to improve my credit score by negotiation and
paying bills.
-
I pay off and re open any past bad credit cards and
negotiate after 6, 12 and 24 months to report only the current good
credit.
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I contact creditors and get
agreements to remove or update reported bad credit accounts with paid as
agreed and in full marks. I use my payment "in full" including
fees as negotiation leverage.
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I print off this legal credit
dispute form
and use certified priority mail.
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If I cannot find a creditor to
help me improve my credit score fast, then I dispute the account
fast. I get a letter from the bureau in 10 - 40 days either removing bad
credit or a verification contact form.
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I lower my debt ratios to less
than 80%. Debt ratio is the amount of money I owe (lets say a credit card) compared to the amount of money
I am "approved" owe. If I
have a credit limit of $10,000 and I owe $8,500 then I need to lower the amount I owe to 7,999 or less.
Reduce these and
my score will go up in 15 - 45 days. Plus it is
free. All I have to do is pay back money I already owe.
Credit
cards for credit score under 600 that will improve credit
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credit scores & free
credit reports because you can't fix what you can't see
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