Direct credit reference sample form letter. Get Approved Direct reference Letter  Word / Text / Pdf  
 More free credit letters     Improve Bad credit get good credit  

Direct credit reference sample form letter. Landlord rent mortgage loan
 XYZ Corp
111 Xyz Ave New York, NY 303030

 

Date 00, 2008
To: Whom it may concern
Prospective lender address here
City State Zip
 

Dear Lender: 

Mr. and Mrs. Joe Some took out a mortgage loan in August 1999 secured by their residence, the repayments of which have always been kept up to date.  Their account number is 00965738.  Our records indicate there have been no 30 day late payments in the last 12 months, and no 30 day late payments in the last 24 months. 

Sincerely, 
 Direct reference signature
 Phone and email

Note:  A Credit reference letter must have 4 elements

  1. Date of original loan so as to establish how long you have had the account, as you are required to have had the account established for at least 24 months.  Depending on the lender and the loan program, the last 12 months or the last 24 months must be reviewed by the creditor.  Payments must be timely, with no 30 day late payments posted against the account.
  2. Account number.
  3. Late payments, if any, in the last 12 or 24 months.  WE DEFINE A LATE PAYMENT AS A PAYMENT RECEIVED 30 DAYS AFTER ITS DUE DATE.
  4. Name and direct telephone number of the individual who prepared letter and reviewed account.  Please try to obtain an email address.

 

 

 

 

 

 

  


Send this letter to all three of the addresses below.

Trans Union
P.O. Box 1000
Chester, PA 19022
1-800-888-4213
Equifax
P.O. Box 740241
Atlanta, GA 30374-0241
1-800-997-2493
Experian
P.O. Box 2104
Allen, TX 75013-2104
1-888-397-3742

Remember the free credit report process can take up to 30 days.

They will receive your request then assign it to a clerk who will then find your report and mail it to you. BUT it is totally free.

Send and 5 dollars extra and ask for a credit score.

IF you are is a hurry, then I suggest the 3 bureau merged report you can see online in seconds.

Free credit report letter USA Experian Equifax Tans Union

 

 

Improve Bad Credit Get Good Credit Home

More free credit letters 

Direct credit reference sample form letter. Get Approved Direct reference Letter