Debt validation letter
for second and third party collections---
Legally validate collection agencies claims. Many times a charge off can
not be legally validated because the debt tax was deducted as lost on
income by the original creditor.
Validation
Follow up Letter
Use this letter to follow up on a collection agencies
improper or incomplete response to the Debt Validation letter above.
Agencies are required by law to have the legal documentation to collect
or they must cease all collection efforts by law.
Pay for
delete letter
File a complaint with the
FTC here
File a complaint with your state attorney general.
Do this if my debt has been sold and validation
letters are getting a bunch of mumbo jumbo but no real documented evidence
with my signature.
Customize your own
negotiation letter
Negotiate
with creditors letter
Individualized each letter to meet each creditors or collections
agencies situation. Remember it is best to negotiate with original
creditors before collection agencies. Original creditors have the
authority to get credit removed or updated all the way down to the
collection agency they assigned to my bad credit account.
Settle
for Less Negotiation Letter
Use this letter to put a
freeze for fraud lost or stolen
Free universal credit fraud
theft alert or hold
Letter is used to put an alert and a credit report that has strange
things showing up that are not mine. If you think someone might have
your personal information, if you are going through a separation and
want to make sure no new credit is opened without your permission, or is
you have been the victim of any type of credit fraud, then use this
letter.
Use these letters to open
new good credit
Open new
good revolving credit
Designed to establish new good credit to overlap old bad credit.
Remember anyone who wants a better credit rating "HAS TO HAVE" at least
3 open and rated (at least 1 year open and reported to a bureau)
accounts to have a good credit score. I might have paid ALL of my debts,
loans, credit cards and bills but if I am not actively using new good
credit my score will be completely gone in 2 years.
Direct
credit reference letter
Some lenders may ask for a direct credit reference on
unreported loans credit and rent. Use this free form and change
wording to suit your situation.
Get
my free credit report without a credit card letter
Use this letter to get your free credit report by mail
Here are more web based
Credit repair Letters & More
Rebuild Debt Validation Letters
