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I'm Bo Majors
139 Jennings Cr
Tullahoma TN 37388

I got my Totally FREE credit report then looked online for credit help and got frustrated. I  disputed, negotiated and paid off bad credit. I got new good credit then put everything I did  online FREE to help othe

 I read your website and used a lot of the information you provided and was able to raise my score from 571 to 671 in 2 1/2 months. Thanks Bo


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Equifax address
P.O. Box 740241
Atlanta, GA 30374-0241

800-916-8800 
Press 2 at each prompt, ignore msgs 


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  • I am not Equifax but a reasonably easy way to find out who they are, what they do, and how to contact Equifax quickly and effectively.
  • What is the phone number, fax  number or address for Equifax?
    Answer: Use the mail because calling a bureaus’ computerized phone system is more frustrating and less secure than certified priority mail as recommended by the FTC
  •  Remember there a 3 credit reporting bureau’s (Trans Union, Experian and Equifax) that store my credit repayment habits, files and scores. 
  • If I have a dispute or I do not have an address or phone number for a creditor I should print the official and legal dispute form with instruction free.
  •  A 2002 study by the Consumer Federation of America estimated that tens of millions of Americans are unfairly penalized for incorrect information in their credit reports. More recently, a 2004 study by the U.S. Public Interest Research Group found that one in four credit reports contained errors serious enough to cause consumers to be denied credit, housing, or even a job.

 Information of how to contact The Registered agent of Equifax

 Please exhaust the normal dispute channels before resorting to mailing to the RA and document in your correspondence what efforts you have made to get resolution through the normal process. 
 In any case where there is a c/o company listed, you letter should be directed to the CRA NOT the Registered Agent. These are separate companies whose business is assisting other companies to incorporate and acting as Registered Agents for them. These companies DO NOT produce credit reports, they have no authority or ability to effect your credit report in any way. 

Equifax: 
Kent Mast 
1550 Peachtree Street, NW 
Atlanta GA 30309 

You might also consider sending restricted delivery as well for Equifax. This in theory would require that Kent Mast himself sign for it. Kent Mast is Equifax's corporate counsel. 


More information about Equifax

 I rebuilt my bad credit report and low Beacon score, with the Equifax credit bureau by getting a credit report online then disputing redated accounts, duplicate or merged accounts and rouge creditor practices. Mail is the quickest most efficient, verifiable way to rebuild credit reports with the 3 bureaus. Some credit can't be rebuilt. 

  • The Equifax Company Inc. maintains records of my credit history sent to them by creditors like Visa credit cards. Most people have credit files with Equifax and they use the Beacon Score system which is like the FICO and Empirica credit scores. These scores can dramatically affect my ability to obtain loans, insurance, jobs, bank accounts and credit cards.

  • Equifax can only report what is sent to them buy creditors which can be mistake riddled with credit fraud, duplicate files, merged files between family members with the same name and MORE. So it is not all their fault. Creditors and collection agencies can report anything they want and the bureau has to report it as such. Many times Equifax is held hostage unless I free them.

  • Remember Equifax is an enormous corporation that must keep records on 100+ million people with many creditors each. Such a huge undertaking requiring such security makes individual phone calls unrealistic. At the very least the shear size makes keeping perfect records and oversight also unrealistic. Individuals must take active care to make sure their credit reports are accurate and up to date.


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