Comments for Credit Report Card http://www.oskie.com/credit-report Bad Credit Report Card Thu, 11 Mar 2010 06:43:24 -0700 http://wordpress.org/?v=2.8.6 hourly 1 Comment on Dispute credit report errors. by Chris Harvey http://www.oskie.com/credit-report/2008/09/dispute-credit-report-errors/comment-page-1/#comment-1202 Chris Harvey Thu, 11 Mar 2010 06:43:24 +0000 http://www.oskie.com/credit-report/?p=38#comment-1202 Terrific, thanks for sharing this information. Looks great on my iPhone, but on the Blackberry Pearl's browser your site comes out a little abnormal. Terrific, thanks for sharing this information. Looks great on my iPhone, but on the Blackberry Pearl’s browser your site comes out a little abnormal.

]]> Comment on Collections Charge Off Credit Question by admin http://www.oskie.com/credit-report/2010/02/collections-charge-off-credit-question/comment-page-1/#comment-1186 admin Sat, 20 Feb 2010 21:43:21 +0000 http://www.oskie.com/credit-report/?p=1934#comment-1186 i dont know your score now i do not know how many open rated lines of credit you have now ------------------- if your gonna buy a home you better pay off charges offs many times they will not apporove folks with outstanding unpaid debts -------------------- Make sure they report to bureaus but this ideas sounds good to me --- especially trying to repoen that past bad card I would think you could raise your score in 6 - 8 months if you have something already open otherwise your looking at one year for the most part i dont know your score now
i do not know how many open rated lines of credit you have now

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if your gonna buy a home you better pay off charges offs
many times they will not apporove folks with outstanding unpaid debts

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Make sure they report to bureaus
but
this ideas sounds good to me — especially trying to repoen that past bad card

I would think you could raise your score in 6 – 8 months if you have something already open
otherwise your looking at one year for the most part

]]> Comment on Collections Charge Off Credit Question by admin http://www.oskie.com/credit-report/2010/02/collections-charge-off-credit-question/comment-page-1/#comment-1185 admin Sat, 20 Feb 2010 21:43:02 +0000 http://www.oskie.com/credit-report/?p=1934#comment-1185 I am trying to get a house by the end of the year. I keep hearing people say don't pay charge offs if they are over 2 yrs old. I want to have them paid off, I don't want to leave them off. I plan to get a secured card and a secured loan with a bank and I have a car and that is all. Do you have any other suggestions that will boost my score. I am asking an old card member that I am in collections with to reopen my account if I pay the balance off in full. Do you suggest payment arrangements on a settled debt or should we save up the money and pay the settlement in full? My husband is a prior bankruptcy that has been discharged what do you suggest for him to boost scor so that we can buy house by August of this year. Do you think in 6-8 mos our score will be up or should we go the full 10-12? --------------------------- I am trying to get a house by the end of the year. I keep hearing people say don’t pay charge offs if they are over 2 yrs old. I want to have them paid off, I don’t want to leave them off. I plan to get a secured card and a secured loan with a bank and I have a car and that is all. Do you have any other suggestions that will boost my score. I am asking an old card member that I am in collections with to reopen my account if I pay the balance off in full. Do you suggest payment arrangements on a settled debt or should we save up the money and pay the settlement in full? My husband is a prior bankruptcy that has been discharged what do you suggest for him to boost scor so that we can buy house by August of this year. Do you think in 6-8 mos our score will be up or should we go the full 10-12?
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]]> Comment on Get approved for 3 month pre-modification home Loan with 3 Credit card Collections by barrie mortgage http://www.oskie.com/credit-report/2010/01/get-approved-for-3-month-pre-modification-home-loan-with-3-credit-card-collections/comment-page-1/#comment-1184 barrie mortgage Fri, 19 Feb 2010 00:25:54 +0000 http://www.oskie.com/credit-report/?p=1876#comment-1184 Just a quick message to thx u for your useful webpage. Do u know where I could find more on this? x Just a quick message to thx u for your useful webpage. Do u know where I could find more on this? x

]]> Comment on Several Negative Accounts Do Not Belong to ME Disputed Nothing Done by The Annual Free Credit Report – A Tool For Better Credit | http://www.oskie.com/credit-report/2010/02/several-negative-accounts-do-not-belong-to-me-disputed-nothing-done/comment-page-1/#comment-1163 The Annual Free Credit Report – A Tool For Better Credit | Wed, 17 Feb 2010 03:09:09 +0000 http://www.oskie.com/credit-report/?p=1927#comment-1163 [...] Several Negative Accounts Do Not Belong to ME Disputed Nothing … [...] [...] Several Negative Accounts Do Not Belong to ME Disputed Nothing … [...]

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]]> Comment on Equifax Error and How to Fix it by Bob Bobbins http://www.oskie.com/credit-report/2010/01/equifax-error-and-how-to-fix-it/comment-page-1/#comment-1155 Bob Bobbins Wed, 10 Feb 2010 23:45:50 +0000 http://www.oskie.com/credit-report/?p=1857#comment-1155 ...and so, I talked (after being on hold for 9 minutes) with "Edward" (another alien) who told me, again, that I was wrong. I provided the information about the reconveyance document, let him know that I have now filed a complaint with the Federal Trade Commission and ended the call. Also, FYI, Equifax has been fined for this type of behavior but it does not appear that money from their deep pockets makes a difference in the way they treat the American consumer. Good luck to all of us in the ongoing credit wars... …and so, I talked (after being on hold for 9 minutes) with “Edward” (another alien) who told me, again, that I was wrong. I provided the information about the reconveyance document, let him know that I have now filed a complaint with the Federal Trade Commission and ended the call. Also, FYI, Equifax has been fined for this type of behavior but it does not appear that money from their deep pockets makes a difference in the way they treat the American consumer. Good luck to all of us in the ongoing credit wars…

]]> Comment on Equifax Error and How to Fix it by Bob Bobbins` http://www.oskie.com/credit-report/2010/01/equifax-error-and-how-to-fix-it/comment-page-1/#comment-1154 Bob Bobbins` Wed, 10 Feb 2010 23:30:05 +0000 http://www.oskie.com/credit-report/?p=1857#comment-1154 This is a similar story to mine. We had filed an online dispute, complet with a dispute number and the promise to receive a notificaiton of findings in 30 days. At issue was a line of credit secured by Bank of America in 2005 which we closed 4 months after opening. We have a copy of the full reconveyance on file at the local County Auditor's office which I provided to Equifax. We did not receive an email confirmation as to the resolution of this issue as promised by Equifax. We phoned Equifax. The initial technical person is "Alma" with a heavy accent. I told her the situation, she told me the line of credit is still open and a liability. I told her she was wrong and I needed to speak with a supervisor. "Wait 1 to 3 minutes" she said. I did. Then, 3 minutes later, she was back with "I can't find a supervisor, please wait 1 to 3 minutes"....I'm still waiting (4 minutes later)...more on this as it progresses... This is a similar story to mine. We had filed an online dispute, complet with a dispute number and the promise to receive a notificaiton of findings in 30 days. At issue was a line of credit secured by Bank of America in 2005 which we closed 4 months after opening. We have a copy of the full reconveyance on file at the local County Auditor’s office which I provided to Equifax. We did not receive an email confirmation as to the resolution of this issue as promised by Equifax. We phoned Equifax. The initial technical person is “Alma” with a heavy accent. I told her the situation, she told me the line of credit is still open and a liability. I told her she was wrong and I needed to speak with a supervisor. “Wait 1 to 3 minutes” she said. I did. Then, 3 minutes later, she was back with “I can’t find a supervisor, please wait 1 to 3 minutes”….I’m still waiting (4 minutes later)…more on this as it progresses…

]]> Comment on Free Equifax Credit Reports Free Equifax Credit Scores by panamalimo http://www.oskie.com/credit-report/2010/01/free-equifax-credit-reports-free-equifax-credit-scores/comment-page-1/#comment-1152 panamalimo Wed, 10 Feb 2010 05:11:51 +0000 http://www.oskie.com/credit-report/?p=1845#comment-1152 phentermine :-))) auto insurance 0033 health insurance quotes 306182 aciphex 461 phentermine :-) )) auto insurance 0033 health insurance quotes 306182 aciphex 461

]]> Comment on Charge Offs Judgments Approved Home Loan BOA Raise Above a 620 by Borrowing Finance Made Easier Through Bad Credit Personal Loans | Bad Credit - Loans, Repairs, Help, Mortgage news and information. http://www.oskie.com/credit-report/2010/02/charge-offs-judgments-approved-home-loan-boa-raise-above-a-620/comment-page-1/#comment-1132 Borrowing Finance Made Easier Through Bad Credit Personal Loans | Bad Credit - Loans, Repairs, Help, Mortgage news and information. Thu, 04 Feb 2010 08:24:33 +0000 http://www.oskie.com/credit-report/?p=1906#comment-1132 [...] Charge Offs Judgments Approved Home Loan BOA Raise Above a 620 … [...] [...] Charge Offs Judgments Approved Home Loan BOA Raise Above a 620 … [...]

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