Trying to Get My Equifax Credit Score Up to Get A Sunoco Credit Card

Trying to Get My Equifax Credit Score Up to Get A Sunoco Credit Card

Two my credit scores are a 706 and 703 but equifax is a 613 and i have been trying to get the credit improved and i just started wrting letters to the companies and to equifax also to get it, I can get it raised up to 660 would that be better.

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of course it would be better
do you have a copy of your credit report from equifax, transunion, experian so you can look and se what is different?

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yes i do  i have all three of them and equifax was the lowest and i tried to get a citizens bank credit card to replace my sunoco card but citizens bank would not give me one because the score was a 613. on equifax.  right now i on workers comp from my part time job because i fell and have a fracture so i had the bank manager helped and showed me what to do also.  they want my business and i want to be able to get a line of credit to pay off debt.  i paid 10,000 in debt alone. 

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well what is on your report
that we can work on
why is it lower?

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well wells fargo, i am paying them 50 every other week and it says c0.  plus bank of america credit card is paid off and they accepeted half of it as a pay off figure and boy that ruin my credit big time and there is an old charge card that says stabpes and i knew they closed it but it says it is still open but no balance on it and household credit services which is a credit card also   they sold it to someone else and i have been paying that company that was sold to 40 every week and the balance at one time was 7800 and it is down to 3200.00  wells fargo was 7400 and it is now to 4435.00  paypal has one more payment to go and that will be paid off and a discover card that i has was over 1,000 at one time and  i have been paying them 55 each month and the min payment is 16 per month and got that down to 415.00    i am trying to improve and plus at one time when i tried to borrow just 2,000 to pay assessment fees the bank denied me at one time my credit was 533

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well you have 5 unpaid collections
no one will grant someone credit that has that many unpaid collections
the good side if maybe you could reopen the household credit service card, the staples card with an upfront payment like a secured credit card
the number on tenant for good credit is 3 to 6 lines of open rated credit — rated means at least 12 months payment history –
your on the right track to pay off everything but
this is just not enough to get a better credit score or to increase a credit score
so keep doing what your doing
go back and try to dispute anything on your report that is 2 years + . Check not yours and hope
pay off those cards and try to reopen at least 3

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well i do have two mortgages and a gas card and everything else is getting paid off.  I did white letters to wells fargo, bank of america, household credit services and staples and sent copies of the lettes to equifax also but the other two credit reports is  706 and a 703.  transunion is 706 and experian is 703  

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wow
your doing great

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