Disputing a paid insurance collection

Hello Bo. I am contemplating disputing a paid insurance collection account of $58 that’s 3 years old paid (3/07) and due to fall off Sep 2011. I know in the past you stated that sometimes since this has aged and been paid the collection agency may not respond since they have nothing to gain by doing so. However a statement that you disputed the account and a new date mayl appear on your report correct to make it appear more recent or is this only when you make a payment? But if you do get the account removed due to no response you will gain some points faster than waiting til Sep 2011 correct? What do you suggest?

—————————-

i would try
dispute it
they will only redate something that has an outstanding balance
there are no negatives to disputing paid collections

——————–

Investigation complete.  Collection account was deleted. Thanks for the advice.  I will continue to work on my report using your advice and tips.

—————–

thanks for the report
I needed that
many never report back
and i help at least 4 a day