Can a creditor put something on your credit report from 4 years ago

I probably will have to sue but I have 2 more questions for you if you don’t mind me asking them.

1st one is for the past 4 credit reports my file has been fine with one creditor and on this last one they sent me they inputed 30 days late for 2005, can they go back and put information in there just out of the blue, and how many years can they go back to put this negative on your report.

2nd question is if a credit card is closed and a 0 balance and paid in full but still shows a credit limit, does that count against your credit score.  I have one credit card and they said they can’t delete or 0 out the limit.  Which I don’t know why, because it is a closed account and a 0 balance.  Please let me know what you think.

Thank you again for answering my questions.

Where can you get information about doing credit repair?  I think I might want to open up a business doing this.  Is there classes that you can take for this or a website you can go to.

Please let me know.

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they obviously can go back and put anything they want to put on your credit report

if they have a record and can prove it they can put it on there anytime they wish

you can dispute it of course too

the limit thing means nothing as far as  credit scores go

so give that one up