Thank you for your time and reading this.
The situation im in is I have a credit score of 644 and i have two account’s that have been sent to collections and are in the derogatory status. The answer I want to know is if I contact the collections agency and resolve this debt and have them remove the negative marks from my credit report, will it greatly impact my credit score? Thanks again.
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not if you do not have 3 to 6 line of open credit
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not really medical can only do one thing
hurt you
pay it off, dispute it, validate it, try as hard as possible to have it removed but in the end if all else fails pay it off anyway if you can and be done and gone on with life …… if it can be legally validated, AND it can’t be negotiated off if you pay
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Thanks for your time.
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