Equifax Error and How to Fix it

Hello Bo
 
I was hoping you could advise me on how to handle a situation with Equifax, 
 
My husband and I currently applied for an auto loan and our credit union informed us that my husband has no Equifax history since a “fraud alert” was applied Nov 11th 2008.  Now, In December 2008 we purchased a vehicle and Equifax info was there and fine.  In April of 2009 we re-financed our home and received our credit report and monitored our credit till May 2009.  Again all Equifax information was being reported.
 
Now we are told by Equifax they do not show any information either.  They tell us his creditors are not reporting.  We hold joint accounts and those same accounts are reporting for me to Equifax and showing on Equifax.  We are supposed to believe every single one of his creditors is not reporting???
 
Equifax Error and How to Fix it

When we spoke to an Equifax Supervisor who would only give us the name of “Alice” and she was columbian, went from telling us to take it up with our creditors to stating that a creditor reported a slight change in our home address and it closed my husbands then current file and started a new file?  What?  So she went from blaming others to…… Send me your info and this will be resolved.  I asked her if she was sure, she said “yes, in 3-5 business days”.  After all that what did she find or actually fgure they made a huge error about?  Have you heard of this?

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you must get your credit report online and see for your self what is happening
use this credit report service
 
do not take what other say as truth
a credit alert will stop people from getting new credit lines unleww they call in first
it does not stop creditors from reporting to the credit bureaus
now
if your husband stopped using credit and has not credit open in his name that he is actively using
there is a possibility he has not credit score at all if it has been more than 2 years sicne he has used any credit
 
this is whay you should see for yourself

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Ummm.  Thank you.  The creditors are reporting.  That is clear as the same accounts that should be on his are on mine.  His accounts are very active.  No 2 year lull there. 
 
Not taking word of credit union.  Equifax personally could not locate history either.  Until they had some kind of epiphany and came up with “a creditor reported a slight change in address” which cause Equifax  “system” to close a file and re-open a new one.  Which means she located it. And “opening a new file” is just a way of not admitting thier error but in a few days his information will magically appear.
 
Thank you for your time, My question was only partially addressed, but like I said, I have a feeling the info will magically appear in 3-5 days.

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Non of this makes any sense to me
and as a real live person
I could not just site there and not go out and get my credit reports my self to see what is on them
I mus say that if you choose to not get your credit reports your self I would have to consider you
a non compliant patient
a person who is not an active participant
a person who does not conform to the norms of the average american whom is taught to get there credit report at least once per year