Take those paid in full collections accounts off my credit report

 Thank you for such in depth info on the website…I just have a question:  my husband and I received an inheritance and paid off ALL
“outstanding” debt with it…I also got information from each and every collection company as to how soon I could get a “$0 balance” letter stating that the debt has been paid in full.  (I’ll have the rest of  those within 2-3 weeks).  Once I receive those, can I send them in to Experian, Equifax, and TransUnion to have them take those accounts of my credit report?  (What’s the likelihood of that actually happening?)

         Also, once they DO take them off, how soon will I see an increase in my credit score?  We’re hoping to buy a house this spring and one of us needs a minimum score of 620 (I was 585 in May of 2009).

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Always try to negotiate credit report help before you settle or pay past bad credit off in full. Ask for favorable updates with no new dates, removal of late payments, removal of all information, anything you can before you make your payments. The #1 credit mistake is, asking for updates or removal “after” making payment.

http://www.oskie.com/equifaxtransunionexperiancredit.htm
excerpts taken from number 4 on this page
 
tyr to dispute them as not your and hope

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