Just Lost VA Home Loan How to Raise Credit from 620 to 640

Just Lost VA Home Loan How to Raise Credit from 620 to 640

I just lost a VA home loan because my credit score 625. I need to re-apply and will not be able to do so until I meet the minimum required score of 640. I have a bankruptcy on my record wich has been discharged and paid in full. I cannot get approved for a credit card because I still have the bankruptcy on my record. Is there another way to raise my score?
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the best ways to raise a credit score quickly are
1. pay down credit balances on any and all reported credit lines to less than 80 no best if less than 30%
2. Dispute negotiate validate to get past bad credit removed from your credit.
3. Get some new credit and pay it off. Get a secured credit card. They should approve you because you send them money.

http://www.oskie.com/raise_credit_score_fast_quickly_free.htm

Just Lost VA Home Loan How to Raise Credit from 620 to 640