Paid Collection in Dispute / Credit Report Card

Paid Collection in Dispute / Credit Report Card

I have a friend that disputed a collection and then went ahead and paid the collection. Now she is trying to refinance her house and cannot get a loan due to this collection showing on her credit report as paid but in dispute. She has contacted the collection agency and told them that the collection is no longer in dispute and requested that the dispute part be removed from the credit report. They have told her that they cannot remove the dispute part because it has been reported accurately. What can she do to get the dispute part removed from the credit report?

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if it is paid
the dispute should make no difference

the fact that is shows up is what hurts
not that it is in dispute

the collection agency does not have to report that the collection agency is in dispute on your report
all they have to do is respond to the bureaus
they chose to be asses about it
and then to re ass when you called them

and the loan company is just looking for a way to turn you down or charge you more
being in dispute of a “PAID COLLECTION” bull

the paid collection may be pulling your credit score down
but being in dispute means squat