Hello. I have a verizon collection on my report. It was paid 5/07 but on my last report pulled 3/08 it was still reporting past due for $89. I called Verizon and they have since updated it to paid closed 5/07 with no new date on my recent report. However the original amount is not listed. It says unknown and N/A. I have heard that FICO 08 disregards collections under $100. With the amount not listed how will this fair on the scoring? I have emailed you before and you told me that once a collection is 24 months old it doesn’t weigh as much on your score. Do you suggest that I dispute this with the bureau to have the amount added or contact verizon or that by it being nearly 2.5 years old paid it’s not worth the risk of a new date. And also how many points do you estimate a 2 year old collection will have against your score. I look forward to our reply.
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right
its 2+ years old forget it
or dispute it as not your and pray
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I have a verizon collection on my report
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