My wife signed my name to a credit card application….HELP

My wife signed my name to a credit card application HELP

Hi Bo,

Thanks for the great website.

My wife signed my name to a credit card application and maxed it out to the $5,000 limit without my knowledge. I happened to find the statement by accident, which was hidden, and demanded that they take my name off the card due to fraud. I did not receive any benefit from the money, nor did I ever make a payment or charge to the account. The credit card company denied my request to remove me from the account because they say I was jointly on the account that had made payments (my wife’s checking account). The CC fraud department said that if my wife signed a “statement of responsibility”, which she did, that they would remove me from the account, but they did not keep their promise. I am not able to get my student loans because this issue on my otherwise good credit.

How can I get this off my credit, or do I just have to pay for her fraud? Unfortunately, I don’t have money to pay the debt or an attorney. I don’t want a divorce, I just want to get the debt removed from my credit. I didn’t deserve to have my credit trashed because she defrauded me.

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The CC fraud department said that if my wife signed a “statement of responsibility”, which she did, that they would remove me from the account,

you’ve got to hang onto this
go back and back and back till you get relief
ask for your signatures
your legal signatures

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