My problem is this! I got divorced 2 yrs ago .. have in my separation an divorce papers the sign off of all bills, but yet they show up on my credit reports that I am responsible an am having a hard time getting my credit right! I have great credit if they don’t look at that an I even have signed off on the bills with the companies..through my ex, and am trying to get a car and can’t because of this! What can I do? I need a car..and can’t get a loan because even though I am not responsible they will not remove them from my credit report?
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This is a common misperception that should be spelled out in divorce proceedings.
Signing off with the court is not the same as getting your name off of loans, obligations, insurance.
Your credit report is directly affected unless you separate yourself from ALL co signed loans by getting a whole new loan.
all I know to do
is too dispute these and hope they fall off
get you husband to man up and pay everything off completely
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