I have a capital one card opened in 12/2006. I have 4 30 day lates, 2 60s and 2 90s. My last late was in July 2008, and I have been current since then. If they agree to reage, will the age of my account revert to when my first late was recorded? That was April 2007
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I am not familiar with the exact details of what you are describing
My advice would be to ask them to report only the past 12 or 24 months activity hoping some of your lates will fall outside of these dates.
re aging is something I have heard of but I do not fully understand the process or particulars
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