Many consumers wonder why their credit never gets better or how they might get good credit if they do not have any credit in first place. Most creditors want to see some good credit before they will approve you for a credit card.
So how do you get a credit card with no credit or bad credit?
Go to this list of bad credit credit cards that actually appove folks. You can either get apporvd outright or open up a secured credit card by sending in a small retainer of 200 to 300 dollars.
What I did was open up a card with 300 dollars. I made sure they reported to bureaus first and then I charged my gas each month. Each month I paid back more than I charged and at the end of 12 months I had a surplus of monies and I had a higher credit limit than 300 dollars.
Keep the credit card open for 12 months minimum and your credit score will improve.
0 Responses
Stay in touch with the conversation, subscribe to the RSS feed for comments on this post.