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When I negotiate with my creditors to make a payment, does it have to be the ORIGINAL paper



When I negotiate with my creditors to make a payment, does it have to be the ORIGINAL paper from their Letterhead or can they fax me the agreement? Also, What do you mean when you say, “Local Finance Company Loans? What are these?

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they can fax it to you
local finance companies
 
like peoples finance, town finance, consumer finance and they loan 700 dollars over and over

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