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Secured credit cards increased my score 100 points



I have been able to increase my score from 550 to about 650 with your techniques, Thanks! I have two small secured credit cards about $250 each. I think I may qualify for more now, I am trying to buy a home in about 10 months, should I try for a new “real card” to build my available credit line up? I make about 75,000 a year, I have no debt. I pay my bills every month. I would only have it to build my credit faster, if it would help?

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A person needs three 3 lines of credit of open and rated and reported credit. Many times a lender will at your maximum high credit line on each card. So try try to make sure you have three lines of credit and try to make sure one line of high credit get up past the 4, 5 maybe even 10 thousand range
 
If you are going for a 75000 dollar loan then, the creditor will want to see another high credit line that shows responsibilty. Do not fret though if you can come up with a 20 25 percent downpayment and you have a great job because even these hurdles might fall.

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