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I'm Bo Majors
I got my
totally free credit report, flipped out, paid bills, asked for
credit help, got new good
credit and disputed errors on my credit
report.
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E-mail Bo
Credit questions.
My credit help blog
I read your website and used a lot of the information you provided and was able to raise my score from 571 to 671 in 2 1/2 months. Thank GOODNESS for your website. IT WORKS!
real person
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Bo's credit dispute question blog
keyword
dispute form
Dispute
Form click here Read Instructions First
Is it better to use the phone, fax, mail or internet?
Should I contact all three credit bureaus for credit dispute?
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Most creditors report to only one or two bureaus.
- Only contact and dispute with the bureaus' which
that have show errors.
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This is why it is important to have all 3 credit reports
and know what is on each report.
How much
does it cost to dispute a record? How long does it take to dispute a
credit report record?
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Disputing credit records is free and my right by law.
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I can to
dispute as many times as I like but I may be turned down for duplication of effort by the bureaus.
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By law creditors must respond to
bureaus within a 30 day time frame of receiving the dispute from
the bureau.
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If the creditor does not respond before the 30 days, then the bureau must remove the entry and improve my credit score.
What if I have a record that I don't think is correct but I can't find a number to call?
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I dispute the record and make the credit bureau get the information for me.
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I send as much information on myself and the credit record as possible.
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If the dispute record is ruled accurate, I use the phone number and address provided to contact and negotiate with creditors.
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I pay IN FULL without delay when I have negotiated a deal.
Can I dispute credit inquiries?
Question# 1
Real Person
I am currently wanting to dispute a collection that I just found on my credit report. So my questions are:
Do I need to send each credit bureau 'their' copy of my credit report?
Or can it be another type of copy?
I will be mailing in my dispute through the old school mail (snail mail) and do I need to send it certified mail so I can have a record of them receiving it? My concern is that I will not have any proof that they received my dispute information.
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Bo
Only the ones affected or you might get something stirred up.
so you should have each report and know which ones to send them to.
Each bureau is separate
Send copies delivery confirmation
Free Universal Dispute
form
Questions #2
I love this website, this is the best one I ever seen. So I mail my
letter along with a copy of my credit report or use the dispute form on
your website and add the information from my credit report to the
dispute form.
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Yes do that
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Sir, when I dispute an item
on my credit report, can I print the
selected portion (meaning highlight the creditor info. And print that on
1 page and dispute or do I have to send the entire credit report along
with dispute letter
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Sure can do it just like that
Questions #3
Hi Bo,
I have been using advice and have seen positive results. I recieved a letter from one of my disputes asking me to be specific in the information I am disputing (which I did), also a explanation (which I did), a copy of my DL (why would they want that), and my phone number. Cna you explain to me why they would ask me for that.
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Bo
One has to prove and verify who one is.
This keeps me protected from fraud. Dispute
You are doing the right thing
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