Credit Cards for Bad Credit - No Credit

Bo Majors. I answer questions free and fast
majors@oskie.com


  If you have bad credit or you have never had credit, then you need to get 3 - 6 lines of current, rated credit to improve your credit scores at all three credit bureaus. It is not enough to pay off collections, charge offs or utility type bills like satellite or dish contracts, cell phone contracts, electricity bills or medical bills. You HAVE to have credit cards, car loans, home loans or personal loans that are "rated" (12 months payment activity) and "current" (paid as agreed and open right now with no late's in the past 24 months).

 When you pay off old bad debt, all it shows is that you made good on a bad account. When you have current credit cards and loans it shows that you are paying good on good accounts and your score is going up.

These are the best credit cards in America to rebuild bad credit


What is a Credit report debt to credit ratio? What is a good balance to limit ratio on credit cards? 30% or 30 percent or thirty percent. No more than 79%. If your balance to limit ratio is higher than 79% your score will drop.


 Visa Cards for bad credit or no credit, Master card credit cards for bad credit or no credit,  Applied Bank Credit Cards for Bad Credit or No Credit to help your debt ratio, OPEN SKY Secured Visa® Credit Card, Public Savings Bank Secured First Visa ® Card,  Platinum Zero® Secured Visa® Credit Card from Applied Bank®, Applied Bank® GOLD MATCH PLUS™ Visa® Credit Card, with a 200 limit, 250 credit limit, 300 credit limit, 400 limit, 500 credit limit, 600 limit, 700 credit limit, 750 credit limit, 800 limit, 900 limit

What is a Credit report debt to credit ratio? What is a good balance to limit ratio on credit cards? 30% or 30 percent or thirty percent. No more than 79%. If your balance to limit ratio is higher than 79% your score will drop.



  I am Bo Majors and I answer your credit report questions as best I can, free and fast here majors@oskie.com. Since 1998.

How to Get Good Credit

Bo Majors Bad Credit Story



You must have 3 - 6 lines of good credit to improve bad credit. Paying off collections, rent, cell phones and medical bills do not build a good credit report or score.